Chapter 13 Debt ReorganizationChapter 13 Bankruptcy Law Attorney • Debt Consolidation Lawyer The Law Office of Free Consultation Payment Plans Available Conveniently located in the Springridge Village Shopping Center, Office Hours: 8:00 - 5:30 Monday - Friday and 8:30 - 11:30 a.m. Saturdays The Jackson Chapter 13 bankruptcy attorney to call for a future free of debt. Filing for Chapter 13 debt reorganization stops the harassing creditor's calls and threatening letters immediately. In October, 2005, the Congress of the United States passed a law changing the bankruptcy filing rules for many Americans. Now all filers must undergo a general means test to determine whether they qualify for eliminating their consumer debt through a Chapter 7 discharge. At the bankruptcy law and debt relief law offices of Robert R. McRaney, Jr., we have helped many Americans file a Chapter 13 supervised debt repayment plan which allows you to save thousands of dollars in interest and penalties. When you visit for a free consultation, attorney Robert McRaney will fully explain why Chapter 13 is an excellent way to reorganize all of your debt into a repayment plan, including taxes, student loans, and other government debt. Chapter 13 supervised debt reorganization is a great solution for people who are struggling with monthly debt repayment, but get the financial breathing room they need by restructuring their total debt load over a longer period of time. Chapter 13 debt reorganization allows you to keep your mortgage, car loan, boat loan, and other debt so you won't lose them back to the bank. If you are struggling with debt, contact the Jacksonville Chapter 13 bankruptcy law attorney's office of Robert R. McRaney, Jr. to schedule a free consultation about ways we can help you get a fresh start today. Are You Eligible for Chapter 7 or Chapter 13?The bankruptcy laws makes it mandatory to apply a means test to determine whether you may file for Chapter 7 bankruptcy to eliminate only your consumer debt, or a Chapter 13 debt reorganization plan, which allows you to reorganize all of your debt, including taxes, student loans, and other government backed debt. New Bankruptcy Law Means Test1. Subtract your monthly income from your monthly expenses = $n 2. Multiply $n x 60 = $result 3. If $result is greater than $10,000, or more than 25% of your debt = Chapter 13 total debt reorganization plan If $result is less than $6,000, or less than 25% of your debt = For more specific information about bankruptcy law, visit our Bankruptcy Law Practice Information Center on this website. Contact the Jackson Chapter 13 debt bankruptcy law attorney's office of Robert R. McRaney, Jr. to schedule a free consultation about your legal needs today. The Law Office of 503 Springridge Road The law office of Robert R. McRaney, Jr. is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. We represent people living throughout the metro area of Jackson, Mississippi, including the communities of Jackson, Clinton, Brandon, Brookhaven, Canton, Carthage, Decatur, Forest, Madison, McComb, Morton, Natchez, Newton, Ridgeland, Vicksburg, and Yazoo City, Mississippi. Counties Hinds County • Yazoo County • Rankin County • Warren County • Madison County |
Robert R. McRaney, JR.
503 Springridge Road
Clinton, MS 39060
