Chapter 7 BankruptcyChapter 7 Bankruptcy Law Attorney • Stop Creditor Letters Lawyer The Law Office of Free Consultation Payment Plans Available Conveniently located in the Springridge Village Shopping Center, Office Hours: 8:00 - 5:30 Monday - Friday and 8:30 - 11:30 a.m. Saturdays The Jackson Chapter 7 lawyer who will put an end to the harassing calls. You are a responsible person. You have been trying to pay off you debt, but every month there is something that comes up, or a late fee makes it seem like you are getting nowhere. The truth is if you are making minimum payments on a credit card debt of just $1000, it will take you twenty years to pay it off. The credit industry has stacked the deck against you ever getting out of debt, and that is why U.S. bankruptcy laws give people an opportunity to start over. At the bankruptcy law and debt relief law offices of Robert R. McRaney, Jr., we have helped thousands of people break the bondage of debt since 1988. Attorney Robert R. McRaney, Jr. and staff are compassionate about your situation, and we'll help you understand ways that bankruptcy can help you get the fresh start you deserve. Chapter 7 bankruptcy allows you to eliminate all of your consumer debt, while reaffirming to continue paying on the debt you want to keep. Most people who qualify for Chapter 7 bankruptcy keep their house and car, while getting the fresh start they need for their family's future. For more information about whether you qualify for Chapter 7 bankruptcy, contact the Jackson Chapter 7 bankruptcy law attorney's office of Robert R. McRaney, Jr. for a free consultation about how we can help. The Chapter 7 Bankruptcy Means TestAs of October 17, 2005, all bankruptcy filers are required to apply a means test to determine whether they can eliminate their consumer debt through Chapter 7 bankruptcy, or should reorganize their total debts through a supervised Chapter 13 debt reorganization plan. Here is the basic means test that will apply. We do not recommend that you use this means test posted on this site as the final determining factor in filing. Only a qualified bankruptcy and debt relief attorney can determine whether you qualify for Chapter 7. Means Test1. Subtract your monthly income from your monthly expenses = $n 2. Multiply $n x 60 = $result 3. If $result is greater than $10,000, or more than 25% of your debt = Chapter 13 debt reorganization plan If $result is less than $6,000, or less than 25% of your debt = Chapter 7 consumer debt elimination. For more specific information about bankruptcy law, visit our Bankruptcy Law Practice Information Center on this website. Contact the Jackson Chapter 7 bankruptcy law attorney's office of Robert R. McRaney, Jr. to schedule a free consultation about your legal needs today. The Law Office of 503 Springridge Road The law office of Robert R. McRaney, Jr. is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. We represent people living throughout the metro area of Jackson, Mississippi, including the communities of Jackson, Clinton, Brandon, Brookhaven, Canton, Carthage, Decatur, Forest, Madison, McComb, Morton, Natchez, Newton, Ridgeland, Vicksburg, and Yazoo City, Mississippi. Counties Hinds County • Yazoo County • Rankin County • Warren County • Madison County |
Robert R. McRaney, JR.
503 Springridge Road
Clinton, MS 39060
